PAYMENT METHODS

Effective Date: June 17, 2026

SECURE AND SEAMLESS TRANSACTIONS

At Chiyu Healing, we want the final step of your journey—the checkout process—to be as peaceful and secure as the rest of your experience. We utilize world-class, heavily encrypted payment gateways to ensure that your sensitive financial data is fiercely protected from the moment you click “Pay.”

1. ACCEPTED FORMS OF PAYMENT

To accommodate our global community, we accept a wide variety of safe and reliable payment methods:

  • Major Credit and Debit Cards: We accept Visa, MasterCard, American Express, and Discover.
  • PayPal: You can check out quickly and securely using your PayPal balance, a linked bank account, or a saved credit card without sharing your financial details directly with our store.
  • Express Checkout (When Applicable): Depending on your device and browser, you may see options for Apple Pay or Google Pay, allowing you to complete your purchase with just one tap.

2. CURRENCY & EXCHANGE RATES

All prices displayed on Chiyu Healing (https://chiyuhealing.com/) are processed in USD (United States Dollars).

If you are shopping from outside the United States, your bank, credit card provider, or PayPal will automatically convert the USD total into your local currency at their daily exchange rate. Please note that Chiyu Healing does not control exchange rates, nor are we responsible for any international transaction fees or currency conversion fees charged by your financial institution.

3. THE HIGHEST STANDARD OF DATA SECURITY

We believe that trust is the foundation of any relationship. When you make a purchase on our website, you are protected by industry-leading security protocols:

  • SSL Encryption: Our entire website runs on a 256-bit Secure Sockets Layer (SSL) encryption, ensuring that every piece of data you enter is scrambled and unreadable to third parties.
  • PCI-DSS Compliance: Our payment processors adhere to the strict standards set by the Payment Card Industry Data Security Standard (PCI-DSS).
  • No Data Storage: Chiyu Healing never views, captures, or stores your full credit card number or CVV code on our servers. Your payment data is tokenized and handled directly by the banks.

4. DECLINED PAYMENTS & TROUBLESHOOTING

If your payment is declined at checkout, please do not panic. This is usually a security measure taken by your bank. Common reasons for declined transactions include:

  • Billing Address Mismatch: The billing address you entered does not match the address your bank has on file for that card.
  • Insufficient Funds: Your account balance or credit limit has been reached.
  • International Block: Some local banks automatically block online purchases made from overseas websites to prevent fraud.

How to resolve it: Double-check your billing details for typos. If the information is correct, please call the customer service number on the back of your card to authorize the transaction, or try using a different payment method such as PayPal.